Why Choose Us?
We want you to have access to the healthcare you need without adding the stress of figuring out how to pay for it. We offer low interest rates, and repayment terms that last as long as 96* months, so you can find a way to make it work with your budget while improving your quality of life with the medical care you need.
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FAQs
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How are you able to arrive at a credit decision so quickly?
Our online underwriting platform uses the information you provide on your application, and compares it to your credit report to form a complete picture of your credit history and current credit obligations, and decides whether you are able to assume new debt.
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Which credit bureau reporting agencies do you use?
Proceed Finance pulls credit files from TransUnion, and reports loan performance to all three major credit bureaus (TransUnion, Experian, and Equifax)
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How will applying for a loan affect my credit score?
The exact impact of a credit inquiry will vary from person to person. Typically, the impact is a reduction of 5 points or less, though individuals with shorter credit histories or fewer accounts may experience a greater impact.
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What are the minimum qualifications for me to get a loan?
At minimum, a potential borrower must have $24,000 or more in gross annual income, a satisfactory credit report, a valid email address, and be able to afford the monthly payment to be offered a loan. We use a number of decisioning factors to make an instant determination, so you will know immediately if there are loan options available to you.
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What benefits do you offer that your competition does not?
We offer longer repayment terms and lower interest rates than our competitors to a broader spectrum of borrowers, so that a larger percentage of patients can receive treatment.
© 2020 Proceed Finance loans are provided by Security First Bank, a Nebraska state-chartered bank.