Why Choose Us

We want you to be able to have access to the healthcare you need without adding the stress of figuring out how you can pay for it. We offer low interest rates, and repayment terms that last as long as 96 months, so you can find a way to make it work with your budget while improving your quality of life with the medical care you need.

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Not all repayment terms are available at all credit ratings.

Make an investment in you.You deserve it!


  • At minimum, a potential borrower must have $24,000 or more in gross annual income, a satisfactory credit report, a valid email address, and be able to afford the monthly payment to be offered a loan.  We use a number of decisioning factors to make an instant determination so you will know immediately if there are loan options available to you.

  • We offer longer repayment terms and lower interest rates than our competitors to a broader spectrum of borrowers so that a larger percentage of patients can receive treatment.

  • The exact impact of a credit inquiry will vary from person to person.  Typically, the impact is a reduction of 5 points or less, though individuals with shorter credit histories or fewer accounts may experience a greater impact.