The simplest way to make payments is to enroll in Auto Debit. Your payments are automatically debited from your bank account each month and your interest rate will be decreased by 0.25% while enrolled in Auto Debit (account must remain in good standing). Learn more to enroll in Auto Debit. Otherwise, make an online payment.

At a minimum, a potential borrower must have enough income to support the monthly payments and a satisfactory credit report. We use a number of decisioning factors to make an instant determination, so you will know immediately if you are pre-qualified.

We offer longer repayment terms and lower interest rates for a wide range of borrowers, so a larger percentage of patients can afford treatment.

Simply checking your rate has no impact on your credit score. However, if you decide that you want to move forward with the loan it will result in a new credit inquiry on your credit file, the impact of which can vary from person to person.

Loan performance is reported to all three major credit bureaus.

Our online underwriting platform uses the information you provide on your application, combines it with data obtained through various consumer reports to form a complete picture of your credit history and current credit obligations, and decides whether you are able to assume new debt.