Why Choose Us
We want you to be able to have access to the healthcare you need without adding the stress of figuring out how you can pay for it. We offer low interest rates, and repayment terms that last as long as 96 months, so you can find a way to make it work with your budget while improving your quality of life with the medical care you need.
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FAQs
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What are the minimum qualifications for me to get a loan?
At minimum, a potential borrower must have $24,000 or more in gross annual income, a satisfactory credit report, a valid email address, and be able to afford the monthly payment to be offered a loan. We use a number of decisioning factors to make an instant determination so you will know immediately if there are loan options available to you.
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What benefits do you offer that your competition does not?
We offer longer repayment terms and lower interest rates than our competitors to a broader spectrum of borrowers so that a larger percentage of patients can receive treatment.
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How will applying for a loan affect my credit score?
The exact impact of a credit inquiry will vary from person to person. Typically, the impact is a reduction of 5 points or less, though individuals with shorter credit histories or fewer accounts may experience a greater impact.
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Which credit bureau reporting agencies do you use?
We use TransUnion.
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How are you able to arrive at a credit decision so quickly?
Our online underwriting platform uses the information you provide on your application, and compares it to your credit report to form a complete picture of your credit history and current credit obligations, and decides whether you are able to assume new debt.