How are you able to arrive at a credit decision so quickly?

December 7, 2016

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Our online underwriting platform uses the information you provide on your application, and compares it to your credit report to form a complete picture of your credit history and current credit obligations, and decides whether you are able to assume new debt.

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How will applying for a loan affect my credit score?

December 7, 2016

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The exact impact of a credit inquiry will vary from person to person. Typically, the impact is a reduction of 5 points or less, though individuals with shorter credit histories or fewer accounts may experience a greater impact.

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What are the minimum qualifications for me to get a loan?

December 7, 2016

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At minimum, a potential borrower must have $24,000 or more in gross annual income, a satisfactory credit report, a valid email address, and be able to afford the monthly payment to be offered a loan. We use a number of decisioning factors to make an instant determination, so you will know immediately if there are loan options available to […]

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