For Patients

  • At minimum, a potential borrower must have $24,000 or more in gross annual income, a satisfactory credit report, a valid email address, and be able to afford the monthly payment to be offered a loan. We use a number of decisioning factors to make an instant determination, so you will know immediately if there are loan options available to you.

  • We offer longer repayment terms and lower interest rates than our competitors to a broader spectrum of borrowers, so that a larger percentage of patients can receive treatment.

  • The exact impact of a credit inquiry will vary from person to person. Typically, the impact is a reduction of 5 points or less, though individuals with shorter credit histories or fewer accounts may experience a greater impact.

For Providers

  • We are committed to rapid delivery of funds.  Funds from Esigned loan documents will be deposited directly into your designated account within 3 business days of signing.  Loans that are printed out for signature and then uploaded for review will extend that process by a few days.

  • Proceed Finance loans are fully funded up front, with no repayment risk to providers.  We take on the borrower’s repayment risk so you can focus on more important things, like treating your patients.

  • At minimum, a potential borrower must have $24,000 or more in gross annual income, a satisfactory credit report, a valid email address, and be able to afford the monthly payment to be offered a loan. We use a number of decisioning factors to make an instant determination so the patient will know immediately if there are loan options available to them.

  • We offer longer repayment terms and lower interest rates than our competitors to a broader spectrum of borrowers, so that a larger percentage of patients can receive treatment.